Rates

Rates Effective 4/12/2016

DESCRIPTION ANNUAL PERCENTAGE RATE
Share secured
  • 60 month maximum term
  • 2.50%
Signature
  • $5,000.00 to $10,000.00 48 months max term
  • $2,500.00 to $4,999.99 36 months max term
  • Below $2,499.99 24 months max term
  • 11.75%
New Vehicles & Street Legal Motorcycles
  • 84 months max term
  • 72 months max term
  • 60 months max term
  • 48 months max term
  • 3.25%
  • 3.00%
  • 2.75%
  • 2.25%
Used Vehicles & Street Legal Motorcycles (2013 & newer)
  • 72 months max term
  • 60 months max term
  • 3.00%
  • 2.75%
Used Vehicles & Street Legal Motorcycles (2012 & older)
  • 60 months max term
  • 3.25%
New Sports & Leisure (ATV/UTV/Stock Trailers)
  • 84 months max term
  • 72 months max term
  • 60 months max term
  • 4.50%
  • 4.25%
  • 3.75%
Used Sports & Leisure (ATV/UTV/Stock Trailers)
  • 72 months max term
  • 60 months max term
  • 48 months max term
  • 5.00%
  • 4.75%
  • 4.25%
New Boats/Motors/Trailers
  • 84 months max term
  • 72 months max term
  • 60 months max term
  • 4.50%
  • 4.25%
  • 3.75%
Used Boats/Motors/Trailers
  • 72 months max term
  • 60 months max term
  • 48 months max term
  • 4.75%
  • 4.50%
  • 4.25%
New Recreational Vehicles
  • 84 months max term
  • 72 months max term
  • 60 months max term
  • 48 month max term
  • 4.75%
  • 4.50%
  • 4.25%
  • 4.00%
Used Recreational Vehicles
  • 72 months max term
  • 60 months max term
  • 48 months max term
  • 4.75%
  • 4.50%
  • 4.25%
Storm Shelter Loans
  • 60 months max term
  • 48 months max term
  • 36 months max term
  • 4.25%
  • 3.25%
  • 2.25%
New Lawn & Garden (Tractors/Mowers/ZTR's)
  • 72 months max term
    ($30,000.00 max loan amount)
  • 60 months max term
    ($30,000.00 max loan amount)
  • 3.00%
     
  • 2.75%
     
Used Lawn & Garden (Tractors/Mowers/ZTR's)
  • 60 months max term
    ($30,000.00 max loan amount)
  • 3.25%
     

 

*Rates listed are based on A paper, **Rates are based on Applicant's Credit Bureau Score.

Other Charges:

FILING FEE: You will be charged a lien-filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be added to the loan at the time the lien is filed.

COLLECTION COSTS: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. All repayment terms are approximate.

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